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Do I Have To Own A Car To Register It

Chapter 3 - Owning a Vehicle

Topics:

  • Registration and Title
  • Registration Renewal
  • Resident and Not-Resident Responsibility
  • Inspection
  • Complaints Against Businesses

Notation:  Exercise quizzes are available only for those sections of the transmission covering rules of the route (Chapters iv through 11 and Road Signs).

Whether y'all are a vehicle owner or registrant, or a commuter of a vehicle owned or registered by someone else, it is your responsibility to make sure it is registered, insured and inspected before the vehicle operates on a public roadway.

Registration and Title

A registration allows a vehicle to be driven on public roads and highways. A championship document proves who owns the vehicle.

Y'all must be at least 16 to register a vehicle. You can championship a vehicle at any age. A new resident of the state must go a New York registration within 30 days of establishing residence.

To Register a Vehicle

To register a vehicle, you lot must show you own the vehicle or that the owner authorizes you to register it, that the vehicle is insured, that the country and county sales taxes accept been paid and provide any required odometer reading and/or damage disclosure statement. If the ownership proofs listed below are not available from the seller, contact any motor vehicle office or a DMV Telephone call Center before you buy the vehicle.

To utilize for registration, you must complete a Vehicle Registration/Title Application (MV-82). You must also present proof of proper noun (6 points) and proof of date of birth. For additional information see Registering a Vehicle in New York Country (MV-82.1), available from the DMV website (search under Forms) or at whatsoever motor vehicle function. When your vehicle is registered, you lot volition get vehicle plates, a registration document and a registration sticker for the windshield or vehicle plates. If y'all purchased the vehicle from someone other than a New York State registered dealership, y'all will also receive a 10-day inspection extension sticker on request when you lot register the vehicle. You must then have the vehicle inspected within 10 days from the date of registration. Information technology should have a valid inspection sticker if you purchased the vehicle from a New York Country registered dealer. The dealer must have the vehicle inspected inside 30 days earlier they sell the vehicle to you.

When you purchase a new or used vehicle from a dealer registered with the DMV, the dealer tin annals the vehicle for you and give y'all a temporary registration and, if you need them, new vehicle plates. The dealer can charge a processing fee for this service. Information technology can also charge registration, vehicle plate and title fees.

Your title certificate volition exist mailed to y'all several weeks afterwards the vehicle is registered.

Proof of Ownership

If you buy your vehicle from a New York Land registered dealer, the proof of ownership for a new vehicle volition exist a Manufacturer's Certificate of Origin (MCO) and a dealer's Certificate of Sale (MV-50). For a used vehicle, proof of buying is the previous owner'southward Document of Title (MV-999), the correct odometer and salvage disclosure statement and the dealer'south Certificate of Sale (MV-50).

If the dealership does non register the vehicle for you, make sure it gives yous the ownership documents listed above and a completed Application for Registration/Title (MV-82) signed by the dealer'southward representative. Examine the ownership documents advisedly before closing the sale.

If you purchase a used vehicle from a dealer registered exterior New York State – the proof of buying is the title certificate or transferable registration signed over to the dealer past the previous owner, plus the bill of sale and/or invoice from the dealer and other proofs from the dealer.

For a used vehicle purchased from a private seller – the proof of ownership is the "Certificate of Title" (MV-999), or a transferable registration for 1972 or older models, signed over to you. The seller must complete and you must acknowledge with your signature, the correct odometer and damage disclosure statements.

Earlier yous accept the title certificate from any seller, check the front of the title for the names and addresses of "lien" holders. A lien indicates the current owner owes coin on a loan for the vehicle. If a lien is listed on the title, ask the seller to give you proof the lien has been paid – in most cases, information technology is an official lien release from the lender. If proof is not provided and the loan has not been paid, the lien holder could repossess the vehicle.

A motor vehicle function will not take a title document if the correct odometer or harm disclosure argument is not completed, or if information on the title is adjusted, erased or canceled. This includes any name or signature.

Disclosure Statements

  •  If yous purchase a vehicle 8 model years old or newer, the DMV volition Not annals your vehicle or issue you a new championship certificate unless the seller has completed, and you have signed, both the odometer and the damage disclosure statements on the Certificate of Championship (MV-999). These statements indicate whether the new title certificate should exist described as "Rebuilt Salvage."
  •  If you purchase a vehicle 10 model years sometime or newer, make sure the private seller has completed the odometer argument on the back of the Certificate of Title (MV-999). The damage disclosure statement is not required for vehicles nine model years old or older. As the buyer, you must confirm the odometer statement as shown on the title certificate by writing your initials side by side to the odometer box on the title certificate. Compare the odometer argument on the title certificate with the odometer reading in the vehicle.

Important: The DMV must examine every vehicle described as "Rebuilt Salvage", OR Like WORDS, for stolen parts before the vehicle can be registered or titled. If you are to buy a vehicle that is registered or titled out-of-state, contact a DMV Call Center for more than information.

Proof of Sales Taxation Payment

When yous purchase a vehicle from a New York State registered dealer, the dealer collects the sales tax.

If you lot purchase a vehicle from someone other than a NYS registered dealer, you need to fill out a Statement of Transaction/Auction or Gift of Motor Vehicle (DTF-802), which is available at any motor vehicle office and from the DMV website dmv.ny.gov. This form certifies the buy price and determines the sales tax y'all must pay when you register the vehicle. One side of the form must exist completed and signed by the heir-apparent. The other side must be signed by the seller if the selling toll is below fair market place value or if the vehicle is being given equally a souvenir from someone who is not a family member. If the form is not completed past the seller, you will be charged sales revenue enhancement based on the electric current off-white market value of the vehicle. Bring the completed form to a land or county motor vehicle office when y'all register your vehicle.

Proof of Insurance

When you lot buy vehicle liability insurance, the insurance agent or broker gives you lot two insurance identification cards. The name(s) and vehicle identification number (VIN) on these cards must exactly friction match the information on the registration application. Yous must nowadays i card when you lot register your vehicle. Keep the second card with the vehicle.

Fees

Registrations for most vehicles with a maximum gross weight of not more than than xviii,000 pounds (8,165 kg) are valid for two years, and fees are based on vehicle weight. There are also vehicle plate and title fees.

Past constabulary, registration fees cannot be refunded if you lot use the vehicle plates or registration sticker on your vehicle even for one day. Withal, if your vehicle plates and registration sticker are returned unused inside sixty days after you register your vehicle, yous tin can receive a full refund, minus a processing fee. You lot may receive a refund of the fee for the second year of a two-year registration, minus a processing fee, if yous employ the plates and registration only during the commencement twelvemonth. Brand sure to get a DMV Universal Receipt (FS-6T) to turn in your plates.

If y'all transfer a registration from one vehicle to a replacement vehicle, you will receive credit for the remaining part of your current registration. This credit cannot be applied to other vehicles registered to you.

Trading In or Selling Your Quondam Car

Before you lot trade in or sell your quondam vehicle, make sure to remove the vehicle plates and the windshield registration sticker, which shows your plate number. This can prevent you from being charged with parking tickets that are not yours.

Registration Renewal

Virtually registrations are renewed every 2 years. Approximately 45 to 60 days before your registration will elapse, you should receive a renewal reminder in the mail. If you inverse your accost and did non notify the DMV, yous will not receive the reminder. If you did not reply three or more parking tickets, or if your registration is suspended or revoked, you volition not receive the reminder. Allow ii weeks to process and deliver the registration. You lot are responsible to know when your registration expires and to renew it on time. This is true fifty-fifty if you lot do not get a reminder in the post.

If the expiration date falls on a weekend or legal land holiday, your registration is automatically extended to midnight of the adjacent business twenty-four hours. Brand sure you maintain liability insurance on your vehicle during the extension catamenia.

If you lot accept not received a renewal notice, you may be able to renew your registration –

By post: Complete a Vehicle Registration/Title Awarding (MV-82), available at any motor vehicle function and from the DMV website dmv.ny.gov (search under Forms). If your registration must exist sent to an address that is not the mailing address you entered on the application form (MV-82), enclose a divide notation that requests the DMV to mail your registration to the other address. Do not put this mailing address on course MV-82 unless yous want it to appear on the registration and your DMV registration tape. Reminder – if you betoken a modify of address on your registration, it volition bear on Only that registration. Utilize a Change of Address Grade (MV-232) to change all your DMV records. This grade is available at whatever motor vehicle office and from the DMV website (search nether Forms).

Enclose a check or money order for the correct fee, payable to the "Commissioner of Motor Vehicles." If you exercise not know the exact fee you must pay, you can determine the fee using the Schedules of Registration Fees (MV-204A) bachelor at any motor vehicle office or through a work folio at the DMV website. Make sure to include your insurance carte with your renewal application if your insurance visitor has changed and you have non responded to a DMV Insurance Inquiry Letter.

Mail your completed Vehicle Registration/Title Awarding and other documents to:

NYS DMV Utica Processing Eye, P.O. Box 359, Utica, NY 13503.
Allow two weeks to receive your registration renewal. If yous do not receive it after two weeks, contact a DMV Phone call Heart or visit any state or county motor vehicle role. Allow more time for overseas mail.

If your proper noun has changed and you have not notified the DMV, you must visit a DMV office and show proofs of your identity. For more data, contact a DMV Phone call Center.

Online at the DMV website dmv.ny.gov: Online registration renewal requires that you have not inverse your accost or insurance company, and that the registration is for a passenger car, small commercial truck or a motorbike that is not used exclusively off route. Your registration fee, and any related fees, will be displayed on the calculator screen. In three quick steps, you can renew your registration online and utilize your credit bill of fare for payment. Your renewal will exist automatically processed and mailed to yous. Let two weeks for delivery.

In person at a state or county motor vehicle office: You must consummate and submit a Vehicle Registration/Championship Application (MV-82). Annotation: An application brought into an office by a second political party (someone who is not the registrant) must be accompanied by the original New York license/permit/not-driver identification menu for the second party and either the original or a photocopy for the registrant. This includes spouses (husbands and wives). The application must exist signed by the registrant, not the person who brings the grade into the office.

Insurance

Your vehicle must exist covered by liability insurance as long as it is registered, fifty-fifty if you do not drive information technology.

Minimum liability coverage is required of $fifty,000 against the death of one person and $100,000 against the death of two or more persons, $25,000 against injury to one person and $50,000 against injury to two or more than persons and $10,000 against property damage. Insurance coverage limits refer to expiry, injury or harm related to whatsoever 1 incident.

Before your liability insurance expires or is discontinued, return vehicle plates at any state or county motor vehicle office. Be sure to obtain a DMV Universal Receipt (FS-6T) to plough in your vehicle plates. If you do non do this, you may take to pay a civil penalisation for each twenty-four hour period the vehicle was not insured or your vehicle registration can be suspended. If your vehicle is non insured for 90 days, unless you take turned in your vehicle plates, your driver license volition besides be suspended.

If you receive a letter from DMV that asks near your vehicle insurance, read information technology carefully and answer as directed in the letter.

Motorcycles must be insured, simply you are not required to turn in the vehicle plate when your motorcycle insurance is discontinued or expires.

Resident and Non-Resident Responsibility

Anyone who drives or permits a vehicle to exist driven in New York State, this includes people who are not New York residents, must be able to prove the vehicle has acceptable liability insurance, (meet "Insurance," above, for minimum insurance coverage required). If you are convicted of driving an uninsured vehicle or if yous allow some other person to drive your uninsured vehicle, your license or privilege to drive in New York Country will be revoked for at least one yr. The same penalty applies if the DMV receives prove that you were involved in a traffic crash without insurance.

Inspection

Most vehicles sold in New York State must be inspected inside 30 days of the date of transfer or auction and must have a certificate of inspection before delivery. If you buy a vehicle from someone who is not a NYS dealer, you lot must have the vehicle inspected inside 10 days after y'all register it. Make certain to request a "10-24-hour interval Time Extension for Motor Vehicle Inspection" (VS-1077). If a person moves to NYS, an inspection certificate that was issued earlier is valid until it expires or one year from the engagement it was issued, whichever occurs first.

Under some weather condition, vehicles sold at retail are exempt from the inspection requirement. These atmospheric condition are: transfer to a "welfare to work" program; transfer of a chassis; transfer of a vehicle through factory direct commitment; transfer of a vehicle for registration in some other state or country; transfer of a flake vehicle; and transfer of a vehicle to a long-term lessee (lease buyout).

After the outset inspection of your vehicle, it must be inspected at an official state-licensed inspection station before the expiration date on the electric current inspection certificate. An inspection is also required on change of registrant. Inspection stations have yellow and black "Official Motor Vehicle Inspection Station" signs. Heavy trucks, buses, tractors and semi-trailers must be inspected at special "Heavy Vehicle" Inspection Stations and motorcycles at special Motorbike Inspection Stations.

Putting your signature on a registration renewal grade certifies that the vehicle was inspected as required by law. Keep rail of when your annual inspection is. Schedule a new inspection early on, so you will have time to repair your vehicle if it does not pass.

Afterward inspection, the vehicle inspector will result a sticker for the vehicle to prove information technology has passed inspection. If your vehicle did not pass, the inspector volition give you a rejection notice. In most cases, your vehicle must be repaired to meet standards and must be inspected again. A vehicle that is field of study to a high enhanced or OBD Ii emissions inspection that fails a start inspection can qualify for a waiver. An attempt must be made to repair the malfunction and the cost for repairs must be at least $450. Many gasoline-powered vehicles (except motorcycles) must be inspected for exhaust emissions during the safety inspection. Exceptions are gasoline-powered vehicles that are 26 or more than model years old, or less than ii model years old, or registered as historic. Those vehicles are subject area to a safety inspection only.

Diesel-powered vehicles that operate in NYS, fifty-fifty if registered elsewhere, are subject field to random roadside safety tests by the NYS Police and the NYS Department of Transportation. Vehicles with a gross vehicle weight rating (GVWR) more than 8,500 pounds are discipline to a Diesel fuel fuel emissions inspection.

Complaints Against Businesses

The DMV regulates motor vehicle dealers, inspection stations and auto repair shops. These businesses should be identified past registration or license certificates and outside signs. Make sure yous are dealing with a registered or licensed business.

If y'all have a complaint confronting i of these businesses, showtime try to resolve it with the management. If that fails, phone call 1-518-474-8943 betwixt 8:30 a.m. and four:15 p.m. weekdays. You lot can too write to Vehicle Prophylactic Services, DMV, Bureau of Consumer and Facility Services, Box 2700-ESP, Albany, Due north.Y., 12220-0700. By regulation, the DMV tin can receive a repair shop complaint only within 90 days or 3,000 miles (4,828 km) of the vehicle repairs, whichever comes first.

End of Chapter three:check mark

 < Chapter 2 | Contents|  Chapter 4 >

Source: https://dmv.ny.gov/about-dmv/chapter-3-owning-vehicle

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